Bank of Maharashtra Clerk Solved Paper

Bank of Maharashtra Clerk Solved Paper

Numerical Ability

1. A clock shows the time as 6 a.m. If the minute hand gains 2 minutes every hour, how many minutes will the clock gain by 9 p.m.?

(a) 30 minutes

(b) 25 minutes

(c) 28 minutes

(d) 34 minutes

2. Find the right number, from the given options, at the place marked by the question mark: 2, 4, 8, 32, 256, ?

(a) 4096

(b) 8192

(c) 512

(d) 1024

3. Find the number missing at question mark:

10, 11, 23, 39, 64, ?, 149

(a) 100

(b) 103

(c) 78

(d) 128

4. A super fast bus of KSRTC starting from ‘Trivandrum’ and reaches ‘Attingal’ in 45 minutes with an average speed of 40 km/hr. If the speed is increased by 10 km/hr how much time it will take to cover the same distance?

(a) 34 minutes (b) 36 minutes (c) 38 minutes (d) 40 minutes

5. The difference between 6 times and 8 times of a figure is 14. What is the figure?

(a) 12 (b) 9 (c) 7 (d) 6

6. If 92y = 36 what is 9y?

(a) 4 (b) 6 (c) 9 (d) 18

7. One fourth percent of 180 is:

(a) 4.5 (b) 0.45 (c) 0.045 (d) 45

8. A candidate appearing for an examination has to secure 40% marks to pass paper I. But he secured only 40 marks and failed by 20 marks. What is the maximum mark for paper I?

(a) 100 (b) 200 (c) 180 (d) 150

9. Find the missing number 32, 52, 74, 112, 135 ……………

(a) 16 (b) 15 (c) 17 (d) 14

10. If 250 is increased to 300, what is the percentage increase?

(a) 16.67 (b) 20 (c) 23 (d) 17

11. The ratio of 9 seconds to 10 hours is ………….

(a) 1:40 (b) 1:4000 (c) 9:10 (d) 1:400

12. A person lost 10% when he sold goods at Rs.153. For how much should he sell them to gain 20%?

(a) 204 (b) 250 (c) 240 (d) 210

13. What will be xy if 7862xy is to be divisible by 125?

(a) 25 (b) 00 (c) 75 (d) 50

14. A train of 100 meters long is running at the speed of 36 km per hour. In what time it passes a bridge of 80 meters long?

(a) 30 seconds (b) 36 seconds (c) 20 seconds (d) 18 seconds

15. If two-third of a bucket is filled in one minute then the time taken to fill the bucket completely will be …….

(a) 90 seconds (b) 70 seconds (c) 60 seconds (d) 100 seconds

16. If a quarter kilogram costs Rs. 60 then how much will cost for 150 grams?

(a) Rs. 30 (b) Rs. 24 (c) Rs. 36 (d) Rs. 40

17. If 3 men or 6 boys can do a piece of work in 20 days then how many days with 6 men and 8 boys take to do the same work?

(a) 5 (b) 8 (c) 10 (d) 6

18. Find the sum of first 100 natural numbers

(a) 5050 (b) 5005 (c) 9900 (d) 9050

19. Two poles of height 6 meters and 11 meters stand on a plane ground. If the distance between their feet is 12 meters then find the difference in the distance between their tops:

(a) 12m (b) 5m (c) 13m (d) 11m

20. How many balls of radius 4 cm can be made from a solid sphere of lead of radius 8 cm?

(a) 4 (b) 8 (c) 16 (d) 2

21. The solution to x2 +6x+9 = 0 is ……..

(a) x1 = + 3, x2 = -3 (b) x1 = 3, x2 = 3

(c) x1 = -3, x2 = -3 (d) No solution

22. What is the chance of getting a 2 or 4 in rolling a die?

(a) 2/3 (b) 1/6 (c) 1/3 (d) 1/2

23. At what rate of simple interest per annum an amount will be doubled in 10 years?

(a) 10% (b) 7.5% (c) 16% (d) 15%

24. Five times an unknown number is 5 less than 50. The unknown number

(a) 10 (b) 11 (c) 9 (d) 5

25. The acute angle between the hour hand and minute hand of a clock at 4 PM

(a) 900 (b) 1200 (c) 1500 (d) 2400

26. Water is filled in a cylindrical vessel in such a way that its volume doubles after every five minutes. If it takes 30 minutes for the vessel to be full, then the vessel will be one fourth full in

(a) 20 minute (b) 25 minutes

(c) 7 minutes 30 seconds (d) 10 minutes

27. If 10 cats can kill 10 rats in 10 minutes how long will it take 100 cats to kill 100 rats

(a) 1 minutes (b) 10 minute (c) 100 minutes (d) 10000 minutes

28. If 75 % of a number is added to 75, the result is the number itself, then the number is:

(a) 250 (b) 750 (c) 400 (d) 300

29. A school has enough food for 400 children for 12 days. How long will the food last if 80 more children join them?

(a) 6 days (b) 7 days (c) 10 days (d) 8 days

30. The sum of two consecutive numbers is 55, which is the largest number?

(a) 25 (b) 28 (c) 26 (d) 27

31. When a shop keeper sold 2/3 of an item, he got the cost price of the whole lot. What is the percentage of his profit?

(a) 33 1/8 % (b) 66 2/3 % (c) 25 % (d) 50 %

32. The perimeter of a rectangular field is 480 meters and the ratio between the length and breadth is 5:3. The area of the field is:

(a) 7,200m2 (b) 15,000m2 (c) 54,000m2 (d) 13,500m2

33. If you add 100 to a certain number, the result will be more than, if you multiply that number by 1000 what is that number?

(a) 1.5 (b) 1.0 (c) 2.5 (d) 2.0

34. A student has to secure 40 % marks to pass. He gets 150 marks and fails by 30 marks. What is the maximum marks?

(a) 400 (b) 500 (c) 475 (d) 450

35. The circumcentre of an obtuse triangle will always be in the

(a) Interior of the triangle

(b) Midpoint of the diameter

(c) Exterior of the triangle

(d) Midpoint of the side of the triangle

36. What is the degree measure of a semicircle?

(a) 360 (b) 90 (c) 270 (d) 180

37. Which among the following is the point of intersection of the medians of a triangle?

(a) Circumcentre (b) Centroid (c) Orthocenter (d) Incentre

38. The height of a cone and its base diameter are equal. If the base radius is ‘r’ what is its slant height?

(a) 3r (b) 4r (c) ?5r (d) ?3r

39. The radii of two spheres are in the ratio 2:3. What is the ratio of their surface areas?

(a) 4:9 (b) 2:3 (c) 8:27 (d) 4:6

40. What is the common ratio of the progression 3?2, 6, 6?2 ?

(a) 3 (b) 2 (c) ?2 (d) ?3

41. In class of 100 students 50 students passed in Mathematics and 70 passed in English, 5 students failed in both Mathematics and English. How many students passed in both the subjects?

(a) 25 (b) 30 (c) 50 (d) 45

42. Speed of a boat in still water is 9 km/hr. It goes 12 km down stream and comes back to the starting point in three hours.What is the speed of water in the stream?

(a) 3 km/hr (b) 4 km/hr (c) 4.5 km/hr (d) 5 km/hr

43. A student was asked to add 16 and subtract 10 from a number.He by mistake added 10 and subtracted 16. If his answer is 14 what is the correct answer?

(a) 20 (b) 26 (c) 30 (d) 32

44. Find the area of a right angled triangle whose hypotenuse is 10 cm and base 8 cm.

(a) 48 sq.cm (b) 34 sq.cm (c) 24 sq.cm (d) 42 sq.cm

45. Find the next term of the series: 3, 6, 9, 18, 27, 54, ……

(a) 81 (b) 69 (c) 63 (d) 57

46. A number consists of 20 plus 20% of its value. The number is:

(a) 20 (b) 22 (c) 25 (d) 30

47. 20% of 5 + 5% of 20 =

(a) 5 (b) 2 (c) 6 (d) 21

48. The angle between the minute hand and the hour hand of a clock, when the time is 8.30

(a) 800 (b) 600 (c) 1050 (d) 750

49. Rs. 1581 is divided among A, B and C in the ratio 10 : 15 : 6. What is the share of B?

(a) 306 (b) 765 (c) 700 (d) 510

50. The sum of four consecutive counting numbers is 154. Find the smallest number:

(a) 36 (b) 37 (c) 38 (d) 31

Answers

1 A 11 B 21 C 31 D 41 A

2 B 12 A 22 B 32 D 42 A

3 A 13 D 23 A 33 B 43 B

4 B 14 D 24 C 34 D 44 C

5 C 15 A 25 B 35 C 45 A

6 B 16 C 26 A 36 D 46 C

7 C 17 D 27 B 37 B 47 B

8 D 18 A 28 D 38 C 48 D

9 C 19 C 29 C 39 C 49 B

10 B 20 B 30 B 40 C 50 B

RRB KOLKATA TC EXAM SOLVED PAPER

RRB KOLKATA TC EXAM SOLVED PAPER

(General Awareness)

1. Who is considered the real founder of the Gupta Empire?
(a) Chandragupta II
(b) Chandragupta I
(c) Samudragupta
(d) Srigupta
2. Shahjahan ascended the Mughal throne in
(a) 1628 AD
(b) 1626 AD
(c) 1625 AD
(d) 1627 AD
3. Which is correct order?
(a) Babur, Humayun, Jahangir, Akbar, Shahjahan, Aurangzeb
(b) Babur, Humayun, Akbar, Jahangir, Shahjahan, Aurangzeb
(c) Babur, Akbar, Humayun, Shahjahan, Jahangir, Aurangzeb
(d) Babur, Humayun, Shahjahan, Akbar, Jahangir, Aurangzeb
4. Ibn Batutah visited India during the rule of
(a) Alauddin Khilji
(b) Ghiyasuddin Tughlaq
(c) Sher Shah Suri
(d) Muhammad-bin-Tughlaq
5. Who was the Nawab of Bengal during ‘Battle of Plassey’?
(a) Siraj-ud-daola
(b) Mir Jafar
(c) Mir Qasim
(d) None of these
6. FIFA World Cup, 2006 was played in
(a) Germany
(b) France
(c) Spain
(d) UK
7. Munaf Patel plays which sport?
(a) Badminton
(b) Football
(c) Cricket
(d) Table-Tennis
8. The first Asian lady swimmer to have crossed the English Channel was
(a) Bula Choudhury
(b) Arati Saha
(c) Nilima Ghosh
(d) None of these
9. Which country has never won the Cricket World Cup?
(a) India (b) Pakistan
(c) Sri-Lanka (d) England
10. Which cricket playing countries fight for the ‘ASHES’?
(a) Indian and Pakistan
(b) Australia and South Africa
(c) Australia and England
(d) England and West Indies
11. Who was the first Law Minister of independent India?
(a) Jawaharlal Nehru
(b) Vallabhbhai Patel
(c) Maulana Abul Kalam Azad
(d) Dr. B.R.Ambedkar
12. Who was the first speaker of the Lok-Sabha?
(a) B.R.Ambedkar
(b) G.V.Mavlankar
(c) N.Sanjeeva Reddy
(d) Dr. S.P.Mukherjee
13. How many states (except Delhi) are there in India?
(a) 28
(b) 29
(c) 25
(d) 30
14. Which country won the first World Cup Cricket?
(a) Australia (b) India
(c) England (d) West Indies
15. Who was the woman President of the United Nations?
(a) Sarojini Naidu
(b) Vijaya Lakshmi Pandit
(c) Golda Mayer
(d) Margaret Thatcher
16. Who was the first man to land on moon?
(a) Neil Armstrong
(b) Edwin
(c) Gagarin
(d) John Collins
17. One inch is equal to how many centimeters?
(a) 2.54
(b) 2.84
(c) 2.94
(d) 3.0
18. Bronze is an alloy of copper and
(a) Nickel
(b) Tin
(c) Zinc
(d) Aluminium
19. Minus 40 degree centigrade is equal to _____ degree Fahrenheit.
(a) 104 (b) 122
(c) -40 (d) None of these
20. What is the value of XC (Roman Number)?
(a) 100 (b) 40
(c) 110 (d) 90
21. The person of which of the following blood groups can accept the blood of any group?
(a) AB
(b) O
(c) A
(d) B
22. Mountain K2 is known as
(a) Everest
(b) Nanga Parbat
(c) Godwin
(d) Austen
23. Lucknow is situated on the banks of river
(a) Yamuna
(b) Tapti
(c) Shipra
(d) Gomti
24. Who won the Golden Ball Award during FIFA World Cup 2006?
(a) Ronaldo
(b) Klose
(c) Ronaldinho
(d) Zidane
25. Who is the Chief Minister of Goa?
(a) K C Singhdeo
(b) Nandini Satyaji
(c) Shivinder Singh Sidhu
(d) Rameshwar Thakur
26. Who is the Finance Minister of India?
(a) Manmohan Singh
(b) P Chidambaram
(c) Murasoli Maran
(d) Pranab Mukherjee
27. Where is the headquarters of South-East Central Railway located?
(a) Bilaspur
(b) Jabalpur
(c) Bhopal
(d) Raipur
28. Which of the following places in India receives maximum precipitation?
(a) Itanagar
(b) Mawsynram
(c) Cherrapunjee
(d) Tezpur
29. Who is the present Indian Cricket coach?
(a) Lal Chand Rajput
(b) Greg Chappel
(c) Gary Kirsten
(d) Madan Lal

ANSWERS :
1. (a) 2. (a) 3. (b) 4. (d) 5. (a)
6. (a) 7. (c) 8. (b) 9. (d) 10. (c)
11. (d) 12. (b) 13. (a) 14. (d) 15. (b)
16. (a) 17. (a) 18. (b) 19. (c) 20. (d)
21. (a) 22. (c) 23. (d) 24. (b) 25. (c)
26. (b) 27. (a) 28. (b) 29. (c)

COMBINED DEFENCE SERVICE EXAMINATION 2008 (17-02-2008) GENERAL KNOWLEDGE SOLVED PAPER

COMBINED DEFENCE SERVICE EXAMINATION 2008

(Held on 17-02-2008)

GENERAL KNOWLEDGE

1. Who of the following is the Chairman of the 13th Finance Commission?
(a) Vijay Tendulkar
(b) M. Dt!modaran
(c) Vijay Kelkar
(d) Y. V. Reddy
Ans (c)
2. Match List-I with List-II and select the correct answer using the code given below the Lists: List-I List-II
(Folk Dance) (State)
A. Bhavai 1. Mizoram
B. Thabal Chongba 2. Assam
C. Cheraw 3. Manipur
D. Bhortal Nritya 4. Rajasthan
Code:
(a) A B C D
4 1 3 2
(b) A B C D
2 1 3 4
(c) A B C D
4 3 1 2
(d) A B C D
2 3 1 4
Ans (c)
3. Two Greenfield airport projects in India are being implemented on Build Own Operate Transfer BOOT) basis. One is at Bengaluru. Where is the other one located?
(a)Hyderabad
(b) Chennai
(c) Kolkata
(d) Mumbai
Ans (a)
4. Match List-I with List-II and select the correct answer using the code given below the Lists: List-I List-II
(Institute of Indian (Location)
Systems of Medicine)
A. National Institute 1. Kolkata
of Unani Medicines
B. National Institute 2. Jaipur
of Homoeopathy
C. National Institute 3. Chennai
of Ayurveda
D. National Institute 4. Bengaluru
Of Sidda Code:
(a) A B C D
4 2 1 3
(b) A B C D
3 1 2 4
(c) A B C D
4 1 2 3
(d) A B C D
3 2 1 4 Ans (c)
5. Consider the following statements:
1. Currently three waterways have been declared as the National Waterways of India.
2. The Sadiya-Dhubri stretch of river Brahmaputra is the longest National Waterway.
Which of the following statements given above is correct?
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2
Ans (a)
6. Consider the following statements:
1. BIMSTEC (Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation) is visualized as a bridging link between ASEAN and SAARC.
2.It was formerly known as the Bangkok Agreement.
Which of the statements above is/are correct?
a. 1 OnIy
b. 2 only
c. Both 1 and 2
d. Neither 1 nor 2
Ans (a)
7. Who is the Chairman of Second administrative Reforms CommissIon?
(a ) Bimal Jalan
(b) Dr. Karan Singh
(c) M.Veerappa Moily
(d) Ahmed Patel
8. Which one of the following is not a member of ASEAN?
(a) Cambodia
(b) Malaysia
(c) Singapore
(d) South Korea
Ans (d)
9. Dr. C. Rangarajan Committee is associated with which one of the following?
a. Pricing and Taxation of Petroleum Products
b. Estimation of National Income
c. Tax Structure
d. Estimation of Money Supply
Ans (a)
10.Where is the International Advanced Research Centre for Powder Metallurgy and New Materials (ARCI) located?
(a) Bengaluru
(b) Hyderabad
(c)Coimbatore
(d) Machilipatnam
Ans (b)
11.What is 'Super 30 l' ?
(a) A name of modern computer
(b) A new variety of wheat
(c)American Trade Law
(d) A new vaccine for AIDS
Ans (c)
12. Who is the Managing Director IMF?
(a)Rodrigo Rato
(b)Dominique Strauss-Kahn
(c)Daniel Vasella
(d) Alberto Foutana
Ans (b)
13. Which one of the following sites of the Indus valley Civilization had an ancient dockyard?
(a) Kalibangan
(b) LothaI
(c) Rangpur
(d) Harappa
Ans (b)
14. How many hours of daylight does the equator experience on September equinox?
(a) 8 hours
(b) 9 hours
(c) 10 hours
(d) 12 hours
Ans (d)
15. What is the period covered by the recommendations of the 12th Finance Commission?
a.Year 2004-2009
b.Year 2005-2010
c.Year 2006-2011
d.Year 2007-2012
Ans (b)
16. Which one of the following is not identified by Central Pollution Control Board as heavily polluting industry?
(a) Pulp and Paper
(b) Sugar
(c) Tea
(d) Fertilizer
Ans (c)
17. Consider the following statements:
1. The Golden Quadrilateral connects the four major cities of Delhi, Mumbai, Bengaluru and Kolkata.
2. The North-South Corridor will pass through Hyderabad.
Which of the statements given above is / are correct?
a.1 only
b.2 only
c.Both 1 and 2
d.Neither 1 nor 2
Ans (c)
18. Among the following, which Mughal Emperor introduced the policy of Sulh-i-kul ?
(a) Babar
(b) Humayun
(c) Akbar
(d) Shahjahan
Ans (c)
19. Who built the Ibadatkhana at Fatehpur Sikri?
(a) Akbar
(b) Jahangir
(c) Shahjahan
(d) Aurangzeb
Ans (a)
20. Malik Kafur was whose General?
(a) Balban
(b)Ala-ud-din khilji
(c) Muhammad bin Tughluq
(d) Firoz Shah Tughluq
Ans (b)
21. Among the following, who is given the credit of carrying Jainism in South India?
(a) Sudharmana
(b) Indrabhuti
(c)Bhadrabahu
(d) Sthulabhadra
Ans (c)
22. Which one of the following is not a feature of North Indian temple architecture?
(a) Sikhara
(b) Garbha Griha
(C) Gopura
(d) Pradakshina
Ans (d)
23. Which one of the following was the capital of Hoysalas?
(a) Malkhed
(b) Dwarasamudra
(c) Somnathpur
(d) Badami
Ans (b)
24. What is the correct chronological order in which the following kings ruled in India?
1. Bimbisara
2. Mahapadma Nanda
3. Kanishka I
4. Skandagupta
Select the correct answer using the code given below:
Code:
a. 1-2-3- 4
b. 4-3-2-1
c. 2-3-4-1
d. 3-1-4-2
Ans (a)
25. Who of the following revolutionaries set up the United India House in the USA?
(a) Ramnath Puri and Vir Savarkar
(b) Taraknath Das and G. D. Kumar
(c) Lala Hardayal and Bhagat Singh
(d) Harnam Singh and Bhagwan Singh
Ans (b)
26. With reference to Indian freedom struggle, who among the following was labelled as 'Moderate' leader in the congress?
a.Gopal Krishna Gokhale
b.Bipin Chandra Pal
c.Lala Lajpat Rai
d.Aurobindo Ghose
Ans (a)
27. During Indian freedom struggle, which one of the following happened earliest
(a) Commission
(b) Gaya Session of Congress
(c) Tripuri Session of Congress
(d) Gandhi-Irwin Pact
Ans (b)
28. The Rani Jhansi Regiment, the Women's Regiment of the Azad Hind Fauj, was under whose command?
a.Usha Mehta
b.Anne Mascarenes
c.Aruna Asaf Ali
d.Lakshmi Sehgal
Ans (d)29. What was the reason or ground for the British Empire to annex Sambalpur in 1850?
(a) Lack f proper governance
(b) Death of its ruler without any heir
(c) Subsidiary Alliance
(d) Its involvement in a conspiracy against British Rule
Ans (b)
30. At which of its Session, did the Congress officially accept the 'socialistic pattern of society'?
(a)Nagpur Session of 1959
(b) Avadi Session of 1955
(c) Bombay Session of 1953
(d) Calcutta Session of 1957
Ans (b)
31. Who among the following Indian freedom fighters made an attempt to estimate the per capita income of India?
(a) Gopal Krishna Gokhale
(b) Feroze Shah Mehta
(c) Surendranath Banerjee
(d) Dadabhai Naoroji
Ans (d)
32. Which of the following vested the Secretary of State for India with supreme control over the Government of India?
(a) Pitt's India Act, 1784
(b) Government of India Act, 1858
(c) Indian Councils Act, 1861
(d) Minto-Morley Reforms, 1909
Ans (b)
33. Amongst the following, who cooperated with Raja Ram Mohan Roy in the implementation of his educational programmes?
(a) Dwarkanath Tagore
(b) David Hare
(c) Henri Derozio
(d) William Jones
Ans (b)
34. Which Philosophical system was founded by Vallabhacharya?
(a)Maharashtra Dharma
(b)Shuddhadvaita
(c) Anekantavada
(d) Visistadvaita
Ans (b)
35. In early medieval India, what did the term Jital refer to?
(a) Weight
(b) Diet
(c) Coin
(d) Game
Ans (c)
36. What were the ahdis of Akbar's time?
(a) Village level money-lenders
(b)Village guards
(c)Cashiers working in diwani
(d) Foot-soldiers in the army
37. With reference to Delhi Sultanate who was the founder Sayyid Dyvasty ?
(a)Khizr Khan
(b) Mubarak Shah
(c) Muhammad Shah
(d) Ala-ud-din Alam Shah
Ans (a)
38. Which one among the following kinds of organisms resides in the roots of pulse Plants to do nitrogen fixation?.
A. Bacteria
b.Fungi
c.Protozoa
d.Virus
Ans (a)
39. Cloves, used as a spice, are derived from which of the following plant parts
(a) Seeds
(b) Fruits
(c) Flower buds
(d) Young leaves
Ans (c)
40. In the human body, Cowper's glands form a part of which one of the following?
(a) Digestive system
(b) Endocrine system
(c) Reproductive system
(d) Nervous system .
Ans (c)
41. Which one of the following glands produces the Growth Hormone (Somatotropin)?
(a) Adrenal
(b) Pancreas
(c) Pituitary
(d) Thyroid
Ans (c)
42. Which one of the following groups of animals are primates?
(a) Giraffes and Zebras
(b) Kangaroos and Koalas
(c)Lemurs and Lorises
(d) Rabbits and Hares
Ans (c)
43. Which one of the following is included in the World List of Biosphere Reserves by UNESCO?
(a) Kinnaur Region
(b) Spiti Valley
(c) Nallamalai Hills
(d)Sundererbans
Ans (d)
44. Consider the following statements:
1.Cigarette smoking exposes a person to benzene.
2.Benzene is known carcinogen.
Which of the statements given above is / are correct?
(a)1 only
(b)2 only
(c)Both 1 and 2
(d) Neither 1 nor 2
Ans (c)
45. Which of the following gases is released from rice fields in the most prominent quantities?
(a) Carbon dioxide
(b)Methane
(c)Carbon monoxide
(d) Sulphur dioxide
Ans (b)
46. Which of the following nutrients is not a structural component of the plant?
(a) Nitrogen
(b) Calcium
(c)Phosphorus
(d) Potassium
Ans (b)
47. Where is the Central Rice Research Institute located?
(a) Bengaluru
(b) Kanpur
(c) Coimbatore
(d)Cuttack
Ans (d)
48. Dim-vision in the evening and night results from the deficiency of which one of the following?
(a)Vitamin A
(b) Vitamin E
(c) Vitamin B12
(d) Vitamin C
Ans (a)
49. Consider the following statements:
1.Nobel Peace Prize is presented annually in Oslo by the King of Norway.
2. The Nobel laureate receives three things-a diploma, a medal and a document confirming the prize amount.
Which of the statements given above is / are correct ?
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) neither 1 nor 2
Ans (c)
50.Consider the following statements:
1.India has 10 Pressurized Heavy Water Reactors (PHWRs).
2. The spent fuel from the PHWRs is reprocessed into plutonium.
3. All imported reactors are under the safeguards of the International Atomic Energy Agency (IAEA).
Which of the statements given above is / are correct?
(a) 1 only
(b) 2 only
(c) 2 and 3 only
(d) 1, 2 and 3
Ans (c)
51. Who among the following won the Wimbledon Women's Tennis Championship, 2007?
(a) Amelie Mauresmo
(b) Venus Williams
(c) Marion Bartoli
(d) Svetlana Kuznetsova
Ans (b)
52. Adoor Gopalakrishnan, the recipient of Padma Vibhushan award, 2006 is associated with which one of the following fields?
(a) Civil Services
(b) Art
(c) Literature and Education
(d) Social Work
Ans (b)
53. Consider the following statements:
1. Dinosaurs roamed the earth during the Mesozoic era.
2. All Dinosaurus and other reptiles such as Ichthyosaurus and Pterosaurus. became extinct due to unknown reasons in Triassic period.
Which of the statements above given is / are correct?
(a) 1 only
(b) 2 only
(c)Both 1 and 2
(d) Neither 1 nor 2
Ans (a)
54. Match List-I with List-II and select the correct answer using the code given below the Lists:
List-I List-II
Celestial Body) ( Roman God)
A. Mercury 1. God of the Under world and Death
B. Pluto 2. God of Commerce, Eloquence and Skill
C. Mars 3. God of the Sea
D. Neptune 4. God of War
Code:
(a) A B C D
3 1 4 2
(b) A B C D
2 4 1 3
(c) A B C D
3 4 1 2
(d) A B C D 2 1 4 3

Ans (d)


55. The persons working in textile factories such as carpet weavers are exposed to which of the following occupational disease?
(a) Asbestosis
(b) Asthma and Tuberculosis
(c)Silicosis
(d) Siderosis
Ans (b)
56. What is mixed farming?
(a)Growing of several crops in a planned way
(b) Growing Rabi as well as Kharif crops
(c)growing several crops and also rearing animals
(d) Growing of fruits as well as vegetable
Ans (c)

57. Who among the following was the first European to encounter the Cacao plant, from which chocolate is made?
(a) Christopher Columbus
(b) John Cabot
(c) Hernando Cortez
(d) De Leon
Ans (c)
58. 'Misch metal' is widely used in the manufacture of which of the following?
(a) Material of car brake
(b) Smoke detectors
(c)Cigarette lighters
(d) Emergency lights
Ans (c)
59. The 2010 Commonwealth Games will be hosted by New Delhi. Two new disciplines will be added to the games. What are they?
(a)Billiardss and Kabaddi
(b) Tennis and Archery
(c)Basketball and Volleyball
(d) Tennis and Billiards
Ans (a)

60. What is Jeweller's rouge?
(a) Ferric oxide
(b) Ferrous oxide
(c)Ferrous carbonate
(d) Ferric carbonate
Ans (a)
61. Consider the following statements:
1. The Gandhara art of the Peshawar Valley is known for some of the finest sculptures made in dark grey schist.
2. The Kushanas were the first Indian kings to have portraits of themselves made in their shrines.
Which of the statements given above is / are correct?
(a)1 only
(b) 2 only
(c) Both 1 and 2
(d) neither 1 nor 2
62. Match List-I with List-II and select the correct answer using the code given below the Lists:
List –I List-II
(Name) (Game)
A. Dola Banerjee 1.Badminton
B. Aparna Popat 2.Snooker
C. Anuja Thakur 3. Chess
D. Parimarjan Negi 4. Archery
Code:
(a) A B C D
2 3 1 4
(b) A B C D
4 1 2 3
(c) A B C D
2 1 3 4
(D) A B C D
4 1 3 2
Ans (b)
63. Who among the following was the first Law Minister of India?
(a) Jawaharlal Nehru
(b)Maulana Abul Kalam Azad
(c)Dr.B. R. Ambedkar
(d) T. Krishnamachari
Ans (c)
64. Financial distribution between the Union and the States takes place onthe basis of the recommendations of which one of the following?
(a) The National Development Council
(b) The Inter-State Council
(c) The planning Commission
(d)The Finance Commission
65. Match List-I with List-II and select the correct answer using the code given below the Lists:
List-I List-II (Subjects
(Schedule in the Constitution of India)
A. Tenth Schedule 1. languages
B. Eighth Schedule 2. Provisions as to disqualification on the grounds of defection
C. First Schedule 3.Validation of certain acts and Regulations
D.Ninth Schedule 4. The state
Code:
(a) A B C D
4 3 2 1
(b) A B C D
2 1 4 3
(c) A B C D
4 1 2 3
(d) A B C D
2 3 4 1
Ans (b)
66. As which one of the following, does carbon occur in its purest form in nature?
(a) Carbon black
(b) Graphite
(c)Diomond
(d) Coal
Ans (c)
67. In which Part of the Constitution, details of citizenship are mentioned?
(a) I
(b) II
(c) III
(d) IV
Ans (b)
68.Consider the following statements:
1. Ministry of Parliamentary Affairs constitutes Consultative Committees of Members of both the house of Parliament.
2.The main purpose of these committees is to provide a forum for formal discussions between the Government and Members of Parliament on policies and programmes of the Government.
Which of the statements given above is / are correct?
(a) 1 only
(b)2 only
(c) Both 1and 2
(d) Neither 1 nor 2
Ans (c)

69. Consider the following statements:
1.Union Executive consists of the President and the Council of Ministers with the Prime Minister as the head.
2.The President may, by writing under his hand addressed to the Vice-President, resign his office.
3.Executive power of the Union is vested in the Prime Minister.
Which of the statements given above is/are correct?
(a)1 and 3 only
(b) 2 and 3 only
(c)2 and 3 only
(d) 2 only
Ans (c)

70. What does the 93rd Constitutional Amendment bill deal with?
(a) Inclusion of Bodo, Dogri,Maithili and Santhali , languages in the Eighth Schedule
(b) Inclusion of service tax levied by Union and collected and appropriated by the Union and the States in the Seventh Schedule
(c)Free and compulsory education for all children between the age of 6 and 14 years
(d) No reservation in Panchayats need to be made in favour of Scheduled Castes in Arunachal Pradesh
Ans (d)

71. At which one of the following places, East-West Corridor connecting Silchar and Porbandar and North-South Corridor connecting Srinagar and Kanyakumari, intersect eaeh other?
(a)Jhansi
(b) Agra
(c) Jabalpur
(d) Nagpur I
Ans (a)

72. Which one of the following is not an insect-borne disease?
(a) Beriberi
(b) Kala azar
(c) Malaria
(d) Plague
Ans (a)
73. Match List-I with List-II and select the correct answer sing the code given below the Lists:
List-[ List-II
(Disease) (Part of Human affected)
A.Conjunctivitis 1. Eyes
B. Dermatitis 2. Joints

C. Gout 3. Skin
D. Meningitis 4. Spinal Cord
Code:
(a) A B C D
2 4 1 3

(b) A B C D
1 3 2 4
(c) A B C D
2 3 1 4
(d) A B C D
1 4 2 3

Ans (b)
74. Which of the following parts of blood carry out
the function of body defence?
(a) Red blood cells
(b) White blood cells
(c) Platelets
(d) Haemoglobins
Ans (b)

75.Where is the National Institute of Nutrition located?
(a) Bengaluru
(b) Hyderabad
(c) Mysore
(d) Pune
Ans (b)
76. Which of the following is a rich source of energy?
(a) Protein
{b) Lipid
(c) Carbohydrate
(d) Vitamin
Ans (b)
77. In human body, what is the number of cervical vertebrae?
(a) 5
(b) 7
(c)8
(d) 12
Ans (b)

78. The terms Lubb and Dubb relate to which one of the following?
(a) Heart
(b) Eyes
(c) Teeth
(d) Lungs
Ans (a)

79. In normal adult human, what is the rate of heartbeat per minute?
(a) 72-80
(b) 70-75
(c) 80-97
(d) 82-87
Ans (a)

80. Which one of the following is considered as the easily digestible source of protein?
(a) Egg albumin
(b) Soybean
(c) Fish flesh
(d) Red meat
Ans (b)

81. Which of the following plants is not capable of manufacturing own food?
(a) Algae
(b) Mushroom
(c)Carrot
(d) Cabbage
Ans (b)

82. Which one of the following peaks is the highest?
(a) Nanda Devi
(b) Kanchenjunga
(c)Godwm Austen
(d) Nanga Parbat s
Ans (c)

83. Which one of the following is the correct order in which the following cities are located from West to East?
(a) Alwar -Gorakhpur-Ranchi-Bhagalpur
(b)Bhagalpur-Ranchi-Alwar- Gorakhpur
(c)Ranchi-Alwar-Bhagalp- Gorakhpur
(d)Gorakhpur-Bhagalpur-Ranchi-Alwar
Ans (a)

84. Which one of the following pairs is correctly matched?
Country Currency
(a) Mynmar Baht
(b) Thailand Kyat
(c)Cambodia Riel
(d) Vietnam Rupiah
Ans (c)

85. Which waterway separates India from Sri Lanka?
(a) Eight Degree Channel
(b)Palk Strait
(c) Ten Degree Channel
(d) Andaman Sea
Ans (b)

86. Which one of the following countries is not a UN member country?
(a) Greece
(b)Taiwan
(c) Portugal
(d) Australia
Ans (b)

87. Consider the following statements:
The South-West Monsoon originates in India due to
1.low pressure in the Punjab plain
2.high pressure in areas South of India
3.equatorial low being filled up by descending air current
4.the Himalayas
Which of the statements given above are correct?
(a) 1 and 4 only
(b) 1 and 2 only
(c) 1 and 3 only
(d) 2 and 4 only
Ans (b)
88. Which one of the following iron and steel plants was established with the British collaboration?
(a) Bhilai
(b) Rourkela
(c) Bokaro
(d) Durgapur
Ans (d)

89. Which of the following divides India into Northern and Southern parts?
(a)Equator
(b) Tropic of Cancer
(c) Tropic of Capricorn
(d) Arctic Circle
Ans (b)

90. which one of the following is the oldest oil refinery in India?
(a) Haldia
(b)Koyali
(c)Digboi
(d) Mathura
Ans (c)
91. Which one of the following diagrams shows the direction and duration of wind?
(a) Cartogram
(b) Climognim
(c)Ergograph
(d) Star diagram
Ans (d)

92. June 21 is the longest day of the year for those living in the Northern hemisphere. What is the shortest day of the year for those living in the Southern hemisphere?
(a) March 21
(b) September 21
(c)December 21
d) June 21
Ans (d)

93. Which one of the following countries is not a founder member of OPEC?
(a)Algeria
(b) Kuwait
(c)Iraq
(d) Iran
Ans (a)

94. Bar is a unit of which one of the following?
(a) Force
(b) Energy
(c) Pressure
(d) Frequency
Ans (c)

95.With which one of the following countries, India shares maximum length of the border?
(a)Bangladesh
(b)Pakistan
(c) China
(d) Nepal
Ans (a)

96. Consider the following statements:
1.Doris Lessing becomes the oldest person to win the Nobel Prize in Literature (2007).
2. She is a school dropout.
3.Jane Moor is the pseudonym of Doris
lessing.
Which of the statements given above is /are correct?
(a)1 only
(b)1 and 2 only
(c) 2 and 3 only
(d) 1, 2 and 3
Ans (b)

97. Liberhan Commission has been appointed to deal with which one of the following?
(a) Anti-Sikh Riots, 1984
(b)Demolition of Babri Masjid
(c)Godhra Incident
(d) Mumbai Communal Riots
Ans (b)

98 Which one of the following industries is not recommended by Investment commission as national thrust Area?
(a)Tourism
(b) Information Technology
(c) Agro-processing
(d) Textiles
Ans (b)

99. The Kyoto Protocol commits the developed nations, including economies in transition to reduce emissions of greenhouse gases by which e of the following during the years 2008-2012?
(a) An average of 4%. gelow 1990 levels
(b) An average of 5% below 2000 levels
(c)An average of 4.2% below 2.000 levels
(d) An average of 5.2% below 1990 levels
Ans (a)

100. According to the provisions of the Fiscal Responsibility and Budget Management (FRBM) Act, 2003 and FRBM Rules, 2004, the Government is under obligation to present three statements before the Parliament along with the Annual Budget. Which one of the following is not one of them?
(a) Macroeconomic – FrameworkStatement
(b)Fiscal Policy strategy Statement .
(c) Medium-term Fiscal Policy Statement
(d) Statement showing Short-term
Ans (b)

101. What is an ECO-MARK?
(a) A scheme for labelling pollution-free industrial unit
(b) A scheme for labeling environment friendly consumer product
(c) A cost-effective technique production
(d) An international certification recognizing eco-friendly building
Ans (b)

102. Which among the following is the oldest board under the Department of Commerce?
(a) The Rubber Board
(b) The Tea Board
(c) The Coffee Board
(d) The Tobacco Board
Ans (c)

103. Which one of the following pairs is not correctly matched?
(a) Fiat Italy
(b) Nissan Japan
(c) Toyota Japan
(d) Hyundai Germany
Ans (d)


104. Consider the following statements:
1. At the time of independence, the Government of India followed the calendar based on saka era.
2.The National Calendar commenced on Chaitra 1 Saka, 1879 corresponding to March 22, 1957 AD.
Which of the statements above is/are correct?
(a)1 only
(b)2 only
(c) Both 1 and 2
(d) neither 1nor 2
Ans (b)
105. The Sun Temple of Konark was built by Narasimhadeva I. To which dynasty did he belong to?
(a) Somavamsi dynasty
(b) Imperial Ganga dynasty
(c)Suryavamsi Gajapati dynasty
(d) Bhoi dynasty
Ans (c)
106. Consider the following events:
1. Jallianwala Bagh Massacre
2. Second Civil Disobedience Movement
3. Congress Split at Surat
4. Boycott of Simon Commission
Which one of the following is the correct chronological order of the above events?
(a) 3-1-4-2
(b) 1-4-2-3
(c) 4-2-3-1
(d) 2-3-1-4
Ans (a)
107. The characteristic odour of Garlic is due to which one of the following?
(a) Chlorine-containing compounds
(b) Fluorine-containing compounds
(c)Nitrogen-containing compounds
(d)Sulphur-containing compounds
Ans (d)
108. What does airbag, used for safety of car driver, contain?
(a) Sodium bicarbonate
(b) Sodium azide
(c)Sodium nitrite
(d) Sodium peroxide
Ans (b)
109. Which colour of heat radiation represents the highest temperature?
(a) Blood red
(b) Dark cherry
(c)Salmon
(d)White
Ans (d)
110. Which one of the following is correct?
A concrete wall generally,
(a) only reflects sound
(b) only absorbs sound
(c) only transmits sound
(d) absorbs and transmits sound
Ans (d)
111. What would be the best choice for window material to keep the outside heat away?
(a) Single-pane glass
(b) Double-pane glass without a gap in
Between
(c)Double-pane glass with water filled in between
(d) Double-pane glass with air in between
Ans (d)
112. What is the pH value of pure water?
(a)1
(b) 6
(c)7
(d) 10
Ans (c)

113. A ray of light is incident on a plane mirror at an angle 30° with the normal at the point of incidence. The ray will be deviated from its incidence direction by what angle?
(a) 30°
(b) 60°
(c)120°
(d) None of the above
Ans (a)
114. Who gave the first evidence of the Big- Bang theory?
(a) Edwin Hubble
(b) Albert Einstein
(c) S. Chandrasekhar
(d)Stephen Hawking
Ans (a)
115. The density of water varies with temperature which helps the aquatic animals to live in cold water. At what temperature is the density of water maximum?
(a)1°C
(b) 2 °C
(c) 3OC
(d)40C
Ans (d)
116.Why is it difficult to see through fog?
(a) Rays of light suffer total internal reflection from the fog droplets
(b) Rays of light are scattered by the fog droplets
(c) Fog droplets absorb light
(d) The refractive index of fog is extremely High
Ans (b)
Directions :
Each of the next four (4) items consists of two statements, one labelled as 'Assertion (A)' and the other as 'Reason (R)'. You are to examine these two statements carefully and select the answers to these items using the code given below:
Code:
(a) Both A and R are individually true and R, is the correct explanation of A
(b) Both A and R are individually true but R is not the correct explanation of A
(c) A is true but R is false
(d) A is false but R is true
117. Assertion (A) : Steam is more harmful for human body than the boiling water in case of burn.
Reason (R) : Boiling water contains more heat than steam.
Ans:(c)
118. Assertion (A) : Red blood cells burst when placed in water.
Reason (R) :Due to osmosis, water enters into red blood cells.
Ans:(a)
119. Assertion (A) : The percentage of the earth's surface covered by India is 2'4%.
Reason (R) : On the Mercator's map of the world, India is shown much smaller than Canada.
Ans: (b)
120. Assertion (A) : An award made by a Lok Adalat is deemed to be a decree of a Civil Court.
Reason (R) : Award of Lok Adalat is final and binding on all parties, and no appeal lies against thereto before any court.
Ans: (c)

Previous Year LIC (ADO) RECRUITMENT EXAM SOLVED PAPER

LIC (ADO) RECRUITMENT EXAM SOLVED PAPER

(Held on 10-6-2007)

NUMERICAL ABILITY


Directions—(Q. 1 to 25) What should come in place of the question-mark (?) in the following questions ?
1. 15·36 ´ 2·8 + 7·6 = ?
(A) 326·86 (B) 42·364
(C) 50·608 (D) 36·34
(E) None of these
2. 846 + 281 + (?) + 252 = 681
(A) 446 (B) 698
(C) – 446 (D) – 698
(E) None of these
3. = ?
(A) 0·8 (B) 8·10
(C) 10·5 (D) 0·81
(E) None of these
4. 39114 ÷ 246 ´ ? = 6201
(A) 37 (B) 39
(C) 43 (D) 41
(E) None of these
5. ´ + (85)2 = ?
(A) 7270 (B) 7280
(C) 7260 (D) 7250
(E) None of these
6. (7)3 ´ (3)3 ÷ (6)2 = ?
(A) 12348 (B) 85·75
(C) 1543·5 (D) 257·25
(E) None of these
7. ´ (?) =
(A) (B)
(C) (D)
(E) None of these
8. 39% of ? – 24% of 390 = 171·60
(A) 650 (B) 580
(C) 740 (D) 630
(E) None of these
9. 8736 + 9121 + 4867 + 3308 = ?
(A) 26032 (B) 26320
(C) 23062 (D) 22603
(E) None of these
10. = ?
(A) 59 (B) 67
(C) 61 (D) 57
(E) None of these
11. 7 – 6 = ?
(A) 1 (B) 1
(C) 1 (D) 1
(E) None of these
12. = ?
(A) (B) 4
(C) (D) 2
(E) None of these
13. (666 ´ 66 ´ 6) ÷ ? = 499·5
(A) 462 (B) 532
(C) 540 (D) 396
(E) None of these
14. 3120 + ? ÷ 12·5 = 3563·36
(A) 5542 (B) 5446
(C) 5452 (D) 5354
(E) None of these
15. 449 ´ 367 = ?
(A) 164783 (B) 165681
(C) 164416 (D) 164049
(E) None of these
16. ´ = ?
(A) (B)
(C) (D)
(E) None of these
17. (51)2 – (47)2 + (32)2 = ?
(A) 3786 (B) 2596
(C) 1416 (D) 1296
(E) None of these
18. ÷ 4 ´ 26 = 247
(A) 1764 (B) 1296
(C) 1444 (D) 1369
(E) None of these
19. 0·576 + 2·4 ´ 1·5 = ?
(A) 2·874 (B) 4·276
(C) 2·8824 (D) 4·476
(E) None of these
20. = 17(?)
(A) 1·62 (B) 2·64
(C) 11·1 (D) 29·06
(E) None of these
21. ? + 3229 = 17368 – 4454
(A) 9676 (B) 9445
(C) 9658 (D) 9585
(E) None of these
22. ´ = ?
(A) 2793 (B) 2842
(C) 2679 (D) 2891
(E) None of these
23. ´ ? + 595 = 833
(A) 4480 (B) 4352
(C) 4608 (D) 4096
(E) None of these
24. 815964 – 697826 – 9674 – 6542 = ?
(A) 109122 (B) 101292
(C) 101922 (D) 110922
(E) None of these
25. (7928 – ?) ÷ 84 ´ 12 = 888
(A) 1705 (B) 1698
(C) 1710 (D) 1712
(E) None of these
26. Find out the average of the given numbers.
356, 449, 51, 652, 533, 105, 122
(A) 307 (B) 315
(C) 412 (D) 324
(E) None of these
27. The multiplication of two con-secutive numbers is 8556. What is the smaller number among them ?
(A) 94 (B) 92
(C) 91 (D) 93
(E) None of these
28. An amount of rupees 4500 is to be distributed among Shrikant, Ramakant and Bikrant in the ratio of 3 : 7 : 5 respectively. If Rs. 500 is added to each of the share, the new ratio will become…… ?
(A) 7 : 10 : 13 (B) 9 : 16 : 13
(C) 2 : 4 : 3 (D) 4 : 5 : 2
(E) None of these
29. If (67)2 is added to the square of a number, the addition thus obtained is 6605. What is that number ?
(A) 45 (B) 51
(C) 46 (D) 39
(E) None of these
30. What approximate value should come in place of the question-mark (?) in the following ques-tion ?
7686 ´ 19 ÷ (17)2 = ?
(A) 505 (B) 485
(C) 545 (D) 575
(E) 615
31. If an amount of Rs. 39,856 is distributed equally amongst 18 persons, how much approximate amount would each person get ?
(A) Rs. 2,214 (B) Rs. 2,524
(C) Rs. 2,124 (D) Rs. 2,343
(E) Rs. 2,254
32. The difference between a two-digit number and the number obtained by interchanging the two-digits of the same number is 9. The sum of the digits of the two-digit numbers is 17. What is the product of the two-digits of the two-digit number ?
(A) 64
(B) 63
(C) 72
(D) Cannot be determined
(E) None of these
33. What is 260% of 6680 ?
(A) 18036 (B) 18704
(C) 16700 (D) 17368
(E) None of these
34. What amount of compound interest can be obtained on an amount of Rs. 18,000 at the rate of 10 p.c.p.a. at the end of three years ?
(A) Rs. 5,628 (B) Rs. 5,400
(C) Rs. 5,940 (D) Rs. 5,858
(E) None of these
35. What should come in place of the question-mark (?) in the follow-ing number series ?
19 36 70 ? 274 546
(A) 142 (B) 138
(C) 136 (D) 140
(E) None of these
36. The difference between 60% of a number and 20% of the same numbr is 316. What is 35% of that number ?
(A) 270·5 (B) 285·5
(C) 276·5 (D) 275
(E) None of these
37. The average of 4 positive integers is 52·5. The highest integer is 76 and the lowest integer is 34. The difference between the remain-ing two integers is 4. Which of the following integers is higher of the remaining two integers ?
(A) 52
(B) 54
(C) 48
(D) Cannot be determined
(E) None of these
38. The ratio of the length and the breadth of a rectangular plot is 9 : 8 respectively. The area of the plot is 3528 sq. metres. What is the perimeter of the rectangular plot ?
(A) 256 metres
(B) 119 metres
(C) 238 metres
(D) 126 metres
(E) None of these
39. What is 876 times 779 ?
(A) 68214 (B) 68824
(C) 628402 (D) 682514
(E) None of these
40. The total number of students studying in a school is 10396. The ratio of the total number of girls to the total number of boys studying in the school is 52 : 61 respectively. What is the total number of girls studying in the school ?
(A) 4874 (B) 4784
(C) 5216 (D) 5612
(E) None of these
41. The present age of Mr. Deepak is 3 times the present age of his son. Five years hence the ratio of their ages will be 34 : 13 respecti-vely. What is the present age of Mr. Deepak ?
(A) 63 years (B) 68 years
(C) 58 years (D) 60 years
(E) None of these
42. In an examination it is required to get 36% of the aggregate marks to pass. A student gets 174 marks and is declared failed by 96 marks. What is the maximum aggregate marks a student can get ?
(A) 750
(B) 650
(C) 600
(D) Cannot be determined
(E) None of these
43. In the following number series one number is wrong. Find out the wrong number—
13 16 22 31 42 58
(A) 16 (B) 42
(C) 22 (D) 31
(E) None of these
44. The average of 5 consecutive even numbers A, B, C, D and E is 66. What is the product of B and E ?
(A) 4352 (B) 4340
(C) 4620 (D) 4224
(E) None of these
45. Shri Verma invests Rs. 14500 for 6 years at the certain rate of simple interest. After 6 years his invested sum becomes Rs. 21460. Find out the rate of interest per annum—
(A) 4% p.a. (B) 10% p.a.
(C) 6% p.a. (D) 8% p.a.
(E) None of these
46. The cost of 4 digital cameras and 6 mobile phones is Rs. 51,365. Find out the cost of 12 digital cameras and 18 mobile phones—
(A) Rs. 1,74,500
(B) Rs. 5,13,650
(C) Rs. 1,54,095
(D) Can’t be determined
(E) None of these
47. In how many ways 7 children can be seated in the available 7 seats ?
(A) 4050 (B) 1680
(C) 840 (D) 5040
(E) None of these
48. If x + y = 11 and xy = 28, find out the value of the expression
(x)2 + (y)2.
(A) 63
(B) 56
(C) 65
(D) Can’t be determined
(E) None of these
49. In a canteen 238 kgs. of rice is required for a week. How much rice is required for 49 days ?
(A) 1715 kg (B) 1764 kg
(C) 1568 kg (D) 1617 kg
(E) None of these
50. The circumference of a circular plot is 484 metre. Find out the area of that circular plot—
(A) 15246 metre2
(B) 18634 metre2
(C) 20328 metre2
(D) 13552 metre2
(E) None of these
Answers with Explanations
1. (c) 2. (D) 3. (e) 4. (b) 5. (a)
6. (d) 7. (b) 8. (e) 9. (a) 10. (c)
11. (b) 12. (d) 13. (e) 14. (A) 15. (a)
16. (d) 17. (c) 18. (c) 19. (e) 20. (b)
21. (e) 22. (a) 23. (b) 24. (c) 25. (d)
26. (d)
27. (b) Let the first numbr be ‘n’, then from problem,
n (n + 1) = 8556
n2 + n – 8556 = 0
n2 + 93n – 92n – 8556 = 0
n (n + 93) – 92 (n + 93) = 0
(n + 93) (n – 92) = 0
Either, n = – 93
or n = 92
But the value of n cannot be less than zero i.e. negative.
n = 92
Thus the two numbers are 92 and 93, among them 92 is smaller one.
28. (e) From Problem,
The amount to be given to Shrikant
= = Rs. 900
Similarly Ramakant’s share
= = Rs. 2100
and Bikrant’s share =
= Rs. 1500
Required ratio
= (900 + 500) : (2100 + 500) : (1500 + 500)
= 1400 : 2600 : 2000
= 7 : 13 : 10
29. (C) Let the required number be ‘n’, then from problem,
(67)2 + n2 = 6605
n2 = 6605 – 4489
= 2116
n = = 46
30. (a)
31. (a) From problem,
The amount which is to be given to each of persons
=
= 2214·222 … Rs. 2214
32. (c) Let the original two digit number be (10x + y), where y and x are the unit digit and tens digit respectively.
The number obtained by chang-ing the place of the digits of the original two digit number
= (10y + x)
From problem, we have
(10x + y) – (10y + x) = 9
9 (x – y) = 9
i.e. (x – y) = 1 …(i)
Again from problem,
x + y = 17 …(ii)
Solving equation (i) and (ii), we get
x = 9
and y = 8
\ Required product
= x ´ y
= 9 ´ 8 = 72
33. (d) Required number
= 6680 ´ 2·6
= 668 ´ 26
= 17368
34. (e) We know
A = p t
Here, A = 18000 3
= 18000 ´ 3
= 18 ´ 11 ´ 11 ´ 11
= 23958
\ Compound Interest (C. I.)
= A – p
= 23958 – 18000
= Rs. 5958
35. (b)
36. (c) Let the number be ‘n’, then from problem,
(60% – 20%) of n = 316
40% of n = 316
35% of n = ´ 35
= 276·5
37. (a) Let the 4 positive integers, kept in descending order be a, b, c and d respectively. Then from problem,
a + b + c + d = 4 ´ 52·5
= 210
76 + (b + c) + 34 = 210
(b + c) = 100 …(i)
Again from problem,
b – c = 4 …(ii)
Solving (i) and (ii), we get
b = 52
and c = 48
Required answer = b = 52
38. (c) Let PQRS be any rectangular plot in which its length PQ = 9x mts. and the breadth QR = 8x mts.

From the geometry of the figure,
Area (PQRS) = 9x ´ 8x
3528 = 72 x2
x2 = = 49
x = 7
Perimeter of the rectangular plot
= 2 (9x + 8x)
= 2 ´ 17x
= 34 ´ 7
= 238 metres
39. (e) 779 ´ 876 = 682404
40. (b) From problem,
The total no. of students in the school = 10396
and ratio of no. of girls : boys
= 52 : 61
The total no. of girls in that school
=
=
= 92 ´ 52 = 4784
41. (a) Let the present age of Deepak’s son = x years.
Then from problem,
Deepak’s present age = 3x years
=
39x + 65 = 34x + 170
5x = 105
x = 21
Deepak’s present age = 3x
= 3 ´ 21 = 63 years
42. (a)
43. (b)
Thus in the given no. series 42 is wrong. Instead of 42, the correct no. is = 31 + 12 = 43.
44. (e) From problem,
A + B + C + D + E = 66 ´ 5 = 330
Let the 1st even number A be n, then
n + (n + 2) + (n + 4) + (n + 6) + (n + 8) = 330
5n + 20 = 330
5n = 310
n = 62
Thus the required product
= B ´ E = (n + 2) ´ (n + 8)
= 64 ´ 70 = 4480
45. (d) Using the formula,
S.I. =
(21460 – 14500) =
= r
r = 8
Hence the rate of interest per annum = 8%.
46. (c) From problem,
The cost of 4 Digital Cameras + 6 Mobile Phones = Rs. 51365
The cost of 4 Digital Cameras + 6 Mobile Phones ´ 3 = Rs. 51365 ´ 3
The cost of 12 Digital Cameras and 18 Mobile phones
= Rs. 1,54,095
47. (d)

48. (c) From problem,
x + y = 11,
and xy = 28
Now, (x + y)2 = x2 + y2 + 2xy
(11)2 = x2 + y2 + (2 28)
x2 + y2 = 121 – 56
x2 + y2 = 65.
49. (e) From problem,
Required weight of rice for 49 days
= 238 = 1666 kg
50. (b) Let r be the radius of the circular plot then from problem,

The circumference of the circular plot = 484 m
2pr = 484
r = 484
= 77 metre
Area of the circular plot = pr2
= (77)2
= 18634 m2

Oriental Bank of Commerce Probationary Officers Soved Paper

Oriental Bank of Commerce Probationary

Officers SoLVED PAPER

(Held on 16–3–2008)

GENERAL AWARENESS

1. Jayasuriya who decided to take retirement from Test Cricket is from which of the following countries ?

(A) Pakistan

(B) India

(C) West Indies

(D) South Africa

(E) Sri Lanka

2. In order to give impetus to agri-culture which of the following states has launched Contract Farming Scheme ?

(A) Jammu and Kashmir

(B) Orissa

(C) West Bengal

(D) Haryana

(E) None of these

3. Dola Banerjee who won a Gold Medal in an international games event in November 2007 is asso-ciated with :

(A) Archery

(B) Badminton

(C) Table tennis

(D) Swimming

(E) None of these

4. Who amongst the following is the highest wicket taker in the history of Test cricket in the world ?

(A) R. Hadlee

(B) Kapil Dev

(C) Anil Kumble

(D) Shane Warne

(E) Mutthiah Muralidharan

5. Late Benzair Bhutto was associa-ted with which of the following political parties ?

(A) Muslim League

(B) Pakistan National Congress

(C) Pakistan People’s Party

(D) National Forum of Pakistan

(E) None of these

6. Zhang Zilin who was adjudged as the Miss World 2007 is from which of the following coun- tries ?

(A) South Africa

(B) Russia

(C) South Korea

(D) Vietnam

(E) China

7. Which of the following is not considered as a green House Gas ?

(A) Methane

(B) Carbon dioxide

(C) Nitrous oxide

(D) Oxygen

(E) All these are not green house gases

8. Which of the following terms is not a financial term ?

(A) Investment

(B) El Nino effect

(C) Core banking Solution

(D) RTGs

(E) All are financial terms

9. Who amongst the following is the Chairperson of the 13th Finance Commission ?

(A) Dr. C. Rangarajan

(B) Dr. Bimal Jalan

(C) Dr. Rakesh Mohan

(D) Dr. Vijay Kelkar

(E) None of these

10. The Green revolution in India was the outcome of the efforts of who amongst the following ?

(A) Dr. M. S. Swaminathan

(B) Dr. C. Rangarajan

(C) Mr.K. V. Kamath

(D) Dr. Rakesh Mohan

(E) None of these

11. Which of the following is a project to develop watersheds in India ?

(A) DRDO

(B) CARE

(C) Avard

(D) NWDPRA

(E) None of these

12. Who amongst the following is the author of the book ‘The Namesake’ ?

(A) Salman Rushdie

(B) Steve Waugh

(C) Monica Ali

(D) V. S. Naipaul

(E) Jhumpa Lahiri

13. Which of the following countries launched its first Lunar Orbiter ‘Change–I’ ?

(A) India

(B) South Korea

(C) China

(D) France

(E) None of these

14. Who amongst the following is ranked No. 1 Tennis players amongst the women players ? (as per recent ranking)

(A) Maria Sharapova

(B) Ana Ivanovic

(C) Sania Mirza

(D) Justine Henin

(E) None of these

15. The Information and Broadcas-ting Ministry has selected which of the following pairs for its prestigious ‘Life Time Achieve-ment Award’ given away recen-tly ?

(A) Amitabh Bachchan and Jaya Bachchan

(B) Rajesh Khanna and Dilip Kumar

(C) Asha Bhosle and Lata Man-geshkar

(D) Lata Mangeshkar and Dilip Kumar

(E) None of these

16. Many a times we read in news-paper about the benefits of National Electronic, Funds Trans-fer (NEFT) a delivery service launched by the bank. Why banks advocate for such delivery channels ?

1. It is a system in which no physical transfer takes place hence risk is very low.

2. In this system banks are not required to transfer any money actually to the account of the customer. Only book adjustment is done. Hence actual fund is not needed.

3. This facility is available to anybody at any place. Even having a bank account is not at all necessary.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Only (3) is correct

(D) Both (1) and (2) are correct

(E) All (1), (2) and (3) are correct

17. The prestigious Indira Gandhi National Award for Peace Disar-mament and Development 2006 was conferred upon whom amongst the following ?

(A) Prof. Wangari Maathai

(B) Mr. Phillips Talbot

(C) Mr. Damilo Turk

(D) Ms. Doris Lessing

(E) None of these

18. As reported in the newspapers China has asked its banks to put 12·5% money instead of earlier 12% as CRR. This correction in CRR is made for the seventh time in last one year. Why did China have to take this step again and again and so frequently ?

1. It will put a curb on lending of the money by the banks.

2. It will help Govt. of China to tame the rate of inflation.

3. It will help poor to get easy loans at cheaper rates from the banks as higher CRR brings more money for acti-vities of the social sector.

(A) Only (1) is correct

(B) Only (2) is correct

(C) All (1), (2) and (3) are correct

(D) Only (3) is correct

(E) Both (1) and (2) are correct

19. NRI Day is observed on which of the following days ?

(A) 9th February

(B) 9th January

(C) 19th February

(D) 19th March

(E) 9th March

20. Which of the following isnot a mode of foreign capital inflow to India ?

(A) FDI

(B) FII

(C) NRI Accounts

(D) No Frills Accounts

(E) All these are valid for foreign capital inflow

21. India-European Union Summit 2007 was organized in November 2007 at New Delhi. Which of the following is true about the same ?

1. A landmark MOU was signed by both the parties which envisages that EU would help India to achieve millennium Goals.

2. EU will plead India’s case of more subsidy to agro sector in WTO meets.

3. Both the parties reaffirmed their commitment to the rule based multilateral trading system.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Only (3) is correct

(D) Both (1) and (3) are correct

(E) All (1), (2) and (3) are correct

22. Mr. Kevin Rudd is the new :

(A) President of Australia

(B) Prime Minister of Australia

(C) President of Argentina

(D) Prime Minister of Argentina

(E) Secretary General of UNO

23. The 53rd Commonwealth Heads of Government Meeting (CHO-GM) was organized at which of the following places in Novem-ber 2007 ?

(A) Kampala

(B) London

(C) New Delhi

(D) Perth

(E) None of these

24. As per the reports published in the news papers/magazines the overall credit (credit by banks) grew by over Rs. 1,00,000 crores in 2005-06 and 2006-07. Which of the following sectors was one single main contributor to this boom ?

(A) Housing and real estate sector

(B) Agriculture sector

(C) Business loans to doctors and account professionals

(D) Manufacturing Sector

(E) None of these

25. Many times we see banks adver-tise—“Anywhere Banking : Any-time Banking”. Which of the following products/facilities launched by banks make it possible for the customers to avail banking services 24 hours all seven days ?

1. ATM

2. Internet Banking

3. Universal Cheque book facility

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

26. Which of the following organiza-tion/agencies has asked all the banks in India to form customer service panels at branch levels ?

(A) Indian Bank’s Association

(B) Reserve Bank of India (RBI)

(C) Supreme Court of India

(D) Securities and Exchange Board of India (SEBI)

(E) None of these

27. As we all know Securities and Exchange Board of India (SEBI) has taken some corrective steps to restrict functioning of Partici-patory Notes (P-Notes) in Indian Stock Markets. Why are P-Notes considered dangerous for the financial markets of a country ?

1. This allows a foreign inves-tor to invest funds without knowing the history/finan-cial health of a company. If Company fails foreign investors lose their money. Govt. of India does not want this as this will bring a bad name to the country.

2. P-Notes allow foreign inves-tors to buy shares of blue chip companies without following know Your Custo-mer (KYC) norms. Hence money invested here may not be from a valid and legal source.

3. P-Notes are launched to arrange funds only for social schemes. Due to huge funds available with NRI for investment they are sending it in bulk. Hence cost of such investments is very high and it is not commercially viable for banks to accept such investments.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Only (3) is correct

(D) Both (1) and (2) are correct

(E) None of these

28. The Banking Industry a few years back was badly in the grip of Non Performing Assets (Bad loans) for which the RBI and banks took special measures. As per the latest financial reports of the industry, what is the status of NPAs at present ?

1. There are no NPAs now as not a single loan of Rs. 5 lakhs and above is given by the bank without proper paperwork.

2. As reported of 2006-07 the NPAs have declined.

3. As the interest rates are very high banks are not providing loans to middle class and poor general borrows. Hence NPAs in private and personal bank-ing area are ‘zero’ where as in industrial credit sector NPAs are still at the level of 22 per cent.

(A) Only (1) is correct

(B) Only (2) is correct

(C) Both (1) and (2) are correct

(D) Only (3) is correct

(E) None of these

29. Which of the following car com-panies has launched a small cheaper car ‘Nano’ ?

(A) Maruti Suzuki Udhyog Ltd.

(B) Hyundai Motor India Ltd.

(C) Tata Motors Ltd.

(D) Hindustan Motors Ltd.

(E) None of these

30. The Govt. of India in general and the Banks in particular are very much after the ‘Financial Inclu-sion’ a goal which both of them wish to achieve as early as pos-sible. What is the actual meaning of ‘Financial Inclusion’ ?

1. Each and every individual above the age of 21 years should have an employ-ment and/or independent source of income enough for him/her to sustain.

2. It is a concept which envi-sages that maximum people in India should have access to banking services.

3. Banking services should be provided only to those who have a valid and legal source of income as Govt. of India wants each and every per-son in the income tax net irrespective of the level of their income.

(A) Only (1) is true

(B) Only (2) is true

(C) Only (3) is true

(D) Both (1), (2), (3) are true

(E) None of these

31. As per the reports in the major financial newspapers India has urged China to redress imba-lance in trade. What does it really mean ? It means…………

(A) India exports more items to China whereas China does not export much to India

(B) India is not able to export much to China whereas its import from China is of higher value

(C) China and India are not at all trade partners. Hence there is no transaction between the two countries

(D) As per WTO laws India is supposed to export food grains to China. But China has not placed any order for the same in 2006-07. It has also refused to accept 200 lakh tonnes of wheat exported to it by India.

(E) None of these

32. As reported in the newspapers the collection of Direct Taxes which includes IT, FBT, STT and BCTT grew by about 50% during the current fiscal year. Which of the following is the name of the tax levied on a cash withdrawal or deposit from/to a bank ?

(A) IT (B) FBT

(C) STT (D) BCTT

(E) None of these

33. As reported in some financial newspapers some banks in India (including major banks) these days are not accepting US dollar transactions from Iranian buyers. Which of the following is the major reason of banks not accep-ting such transactions from Iran ?

1. USA has put a ban on major iranian Banks hence Indian banks are also not accepting transaction from Iran as they do not get return of the same from it.

2. Iran is facing a major Reces-sion hence all Banks have stopped major transactions with Iranian banks.

3. Iran has declared itself as an Islamic country and hence its banking is also Islamic Banking. This is the reason owing to which most of the countries are not able to develop financial ties with it.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1) and (2)

(E) All (1), (2) and (3)

34. As reported in some major financial news papers many times it is said that ‘Other Income’ boosts the profit of a bank to a substantial level. What is this other income for a bank ? (Pick up the option (s) which are the part (s) of this other income)

1. Commission for selling insurance policies.

2. Fee for providing various services (like ATM/Extra cheque etc.)

3. Interest on advances and loans.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

35. Amongst the BRIC nations the GDP of which of the following took a fast growth of 11·5% in recent past ?

(A) None (B) Brazil

(C) Russia (D) India

(E) China

36. Which of the following is the achievement/outcome of Mrs. Sonia Gandhi’s visit to China in October 2007 ?

1. A working group is estab-lished to prepare a frame-work for the settlement of boundary issue.

2. China has agreed to support India’s claim to have a permanent seat in UN Security Council.

3. China agreed to stop all exports to Pakistan till it switches over to a democra-tically elected government.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1), (2) and (3)

(E) None of these

37. As reported time and again and in the media most of the Indian Industrialists are against a regional trade pact with China. Why China is not a preferred partner in trade and business activities in India ?

1. India has already instigated maximum number of cases against China under anti dumping laws.

2. China is not a quality cons-cious country. Hence the products are not of good market value.

3. China has maximum trade agreements with those countries whose activities are not liked by India and some major countries of E.U. China is importing goods from them and redirecting it to India.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) All (1), (2) and (3)

(E) None of these

38. India has a regional trade pact SAFTA. This pact is with mem-bers of which of the following group of countries ?

(A) IBSA (B) EU

(C) OPEC (D) BRIC

(E) SAARC

39. As reported in some news-papers/magazines some banks have decided to install Biometric ATMs so that fraudulent with-drawals can be prevented. Bio-metric ATMs will be able to do so as it also checks—

1. Signatures of the card holdes.

2. Finger prints of the card holders.

3. Skin colour of the card holders.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1) and (3)

(E) All (1), (2) and (3)

40. Which of the following schemes is launched specifically for helping Senior Citizens to avail loan by mortgage of their resi-dential property ?

(A) English mortgage scheme

(B) Senior Capital Loan scheme

(C) Reverse Mortgage Loan scheme

(D) DEMAT Account Scheme

(E) None of these

41. Who amongst the following received the Nobel Prize 2007 for Medicine ?

1. Martin Evans

2. Mario Capecchi

3. Oliver Smiths

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) Both (1) and (3)

(E) All (1), (2) and (3) jointly

42. A summit of which of the follo-wing two countries took place for the first time recently which is being considered a big leap in the direction of diffusing conflict between them from last 50 years ?

(A) China–Russia

(B) Vietnam–USA

(C) China–Pakistan

(D) Russia–USA

(E) South-Korea–North Korea

43. The Gorkha Hill Council is in function in which of the follo-wing districts of West Bengal (Since October 2007) ?

(A) Midnapore

(B) Birbhum

(C) Nadia

(D) Howrah

(E) Darjeeling

44. Prime Minister of India was on a visit to Russia in November 2007. Which of the following is/are the outcome of his meeting with Russian Leaders ?

1. Both the countries signed an agreement for their joint space programme.

2. India signed a nuclear deal with Russia for construction of four new Nuclear Reac-tions in Tamil Nadu.

3. India and Russia agreed to take a joint military action to stop insurgency problem in some parts of India.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

45. The Govt. of India has decided to take a major stake in Sakhalin IV and Sakhalin V oil fields. Both these oil fields are situated in which of the following countries ?

(A) Brazil

(B) Russia

(C) China

(D) Saudi Arabia

(E) None of these

46. The Planning commission of India has established a National Fund to improve the distribution of which of the following in the country ?

(A) Electricity

(B) Cooking gas

(C) Food grains through public distribution system

(D) Fresh currency notes

(E) None of these

47. The US economy is in a bad shape these days as a slow down is noticed in it in recent past. What will be its impact on ‘Global economy’ in general ?

1. Dollar will be depreciated.

2. Export from European mar-kets will gain strength.

3. Interest rates of short term loans in money market will shoot up sharply as demand for short term rupee loan will shoot up.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

48. As published in the newspapes the RBI has issued certain guide-lines to be followed by the Recovery Agents appointed by the banks. In addition to this the Indian Bank Association (IBA) has to formulate a special training course for them. Why RBI and IBA has to come into picture for such an issue which is the res-ponsibility of the banks ?

1. RBI and Govt. were getting many complaints from the public about the misbeha-viour of Recovery agents.

2. Govt. of India is paying much emphasis on provi-ding banking services to the poor section of society. News about ill treatment by agents or suicides due to inability to payback loans create a negative picture. RBI do not want this to hap-pen.

3. Despite banks efforts to recover loans many people still do not wish to repay their loans intentionally. Recovery agents will help banks to get their money back by all possible means.

(A) Only (1)

(B) Only (2)

(C) Both (1) and (2)

(D) Only (3)

(E) All (1), (2) and (3)

49. The imports of which of the following items from Indiahas been lesser than its Exports of the same during 2007-08 ?

(A) Oil (B) Chemicals

(C) Steel (D) Tea

(E) None of these

50. The Planning commission of India decided to fix the target growth of GDP during 11th Five year plan at 9%. What was the growth rate in 10th plan period ?

(A) 4% (B) 8%

(C) 5·5% (D) 7·6%

(E) 6·7%

Answers with Explanations :

1. (E) 2. (D) 3. (a) 4. (e) 5. (c)

6. (e) 7. (d)

8. (b) ‘El-Nino’ is the nature’s Vicious Cycle caused due to deranged weather pattern, as happed the giant El-Nino of 1997-98, killed about 2,100 people.

9. (d) 10. (a)

11. (D) ‘NWDPRA’ (National Water- shed Development Project for Rainfed Area) was launched in 1990-91 for 25 states and 2 UTs in the country for rainfed farming.

12. (e) 13. (c)

14. (d) With 6330 Points, Justine Henin is at the First Place.

15. (d) 16. (D) 17. (a) 18. (E) 19. (B)

20. (D) 21. (D) 22. (B) 23. (C) 24. (B)

25. (E) 26. (B) 27. (d) 28. (C) 29. (C)

30. (B) 31. (a) 32. (D) 33. (D) 34. (D)

35. (E) 36. (A) 37. (B) 38. (e) 39. (e)

40. (c)

41. (e) The ‘Nobel Prize, 2007’ in Medicine/or Physiology was awarded jointly to Mario R. Capecchi (USA), Sir Martin J. Evans (UK) and Oliver Smiths (USA) i.e., 1/3 of the prize to each, announced on 8th Oct., 2007 at Karolinska Institute by the Nobel Assembly.

42. (E) 43. (e) 44. (a) 45. (b) 46. (c)

47. (e) 48. (A) 49. (D)

50. (B) In 10th Plan (2002-07), ‘NDC’ (National Development Council) envisaged an average growth rate of 8%.